Transparency. Because we know the details matter.

Card Brand Pass-Through Fees

To avoid charging higher rates across all transactions, any additional card network fees that are triggered are simply passed through directly, with no mark-up. This method allows us to offer a more competitive program, reduce your overall cost, and improve your bottom line.

PLEASE NOTE: These fees do NOT apply to every transaction. This is simply a list of possible fees that some cards may create.

Please do not hesitate to contact one of our Certified Payments Professionals
(CPPs) at 866-985-2455.

Visa Fees

  • per transaction
  • Acquirer Processing Fee: $0.0195

  • Misuse of Authorization Fee: $0.09

  • $0.00 Floor Limit Fee: $0.20

  • International Acquiring Fee (IAF): 0.45%

  • International Sale Assessment Fee: 0.01%

  • per month
  • Fixed Acquirer Network Fee (FANF): $2.00
  • *Per month fee waived for nonprofits.

Mastercard Fees

  • per transaction
  • NABU (Network Access and Brand Usage): $0.0195

  • Acquirer Program Support Fee: 0.85%

  • Cross Border (trans amt in USD): 0.60%

  • Digital Enablement Fee 0.01%
  • *Only applies to certain card not present or keyed-in transactions.

  • per month
  • Location Fee: $1.25
  • MasterCard Merchant Location Fee: MasterCard recently announced a change in how they will bill their new location fee. MasterCard will charge a $1.25 MC Location Fee if the previous month's MasterCard volume was $200 or more.
  • *Per month fee waived for nonprofits.

American Express Fees

  • per transaction
  • Amex Network Processing: 0.15%

  • Amex Card Not Present: 0.30%

  • International Inbound: 0.40%